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Buy Crypto Using Bank Account ACH TransferPaybis is one of the few exchanges making it possible to buy bitcoin instantly with bank account. Some transfers may take up to 2 business days to arrive . Visit Kraken and open an account � Go to your dashboard and select � �Add payment method� � Add your bank account � Go to �Buy/sell� � Buy Bitcoins. Select Bank Transfer as your payment option, enter how much BTC you want to buy, then click Find offers. You'll then be taken to the offers page where you can.